Tag: tracking money

I’ve mentioned more than once (here and here), that I’m sure my eating out costs are higher than my monthly grocery spend.  It’s the only way I can explain how I spend so little on groceries and I haven’t starved 😉  Actually regular readers would know, every month I set a goal to cook at home two nights a week.  I usually meet this (and I don’t count the ‘cooking at the bf’s’ in that either!)

Whilst thinking of a challenge I considered ‘no eating out’ in June.  It was doomed from the start, with a night away at the Gold Coast.  So I decided I would track it first, and then next month, work on a ‘no eating out’ challenge.

So, to start with, this is normal programming, complete with a mini break in there.  We seem to have one mini break out of town every month at the moment – between weddings, work and ‘why not’s.  Let’s hope this week is an outlier in the month (though if every week truly is like this, imagine how much I’ll have saved at the end of July’s challenge?).

Here’s the ‘rules’

1. I track the total meal and drinks cost (coffees, cocktails etc).  This includes whomever I eat with, usually the bf
2. I proportion what amount of that is mine (not exactly, but just a rough 50/50 or 30/70).  This is helpful when I eat in a big group (ie with my family) and whilst I don’t/didn’t pay, work out what it might have cost me in real terms.
3. The BF is aware of the tracking, but neither of us are changing our behaviour just yet.  Basically, business as usual

Week 1 – hold onto your hat’s frugalistas…

9.3% of my (weekly) take home salary covered my own meals out, so far.  Actually, that’s ignoring my family night out, where dad paid.  If I’d paid my way, I’d have spent 12.7%  And if I paid for everything we eaten out as a couple, it’d have been 13.8%.  Oh and don’t you worry about fairness, there’s been hotel costs & cabs in this same week and I’ve paid nothing for those.

Now, let’s hope for a calmer few weeks, and a nicer end of month check in…

For a random aside, as I can’t contain my jubilation!

Career Goals Update

I’ve now met with my internal mentor (got tongues waging in my office, seeing me meeting one on one with a big cheese!).  He was a dynamo and I’m sure it’s going to be a great match.  As a result of both mentors, I’ve had a flurry of activity, including applying for RedR to be on their disaster register. Lucky I got on this promptly, as applications close tomorrow!  Next step will be a phone interview – so close those fingers everyone!  I also asked my manager to review my skills and help me identify some learning opportunities for me, to make the most of my current role whilst we ride out the storm of no jobs and uncertainty in our company.  And I’ve sent three of my less than ideal career episode reports to my external mentor.  Hopefully our next meeting will bring some insights on how I can strengthen those.  I’m walking with a spring in my step, and radiating sunshine with all these little steps toward the career I want!

Thanks readers, you’re really helping me keep accountable and make sure I achieve my goals.